A good option is to discuss pet insurance with your
veterinarian and make sure you do some of your own research. Here are some things
to consider:
·
Make sure the insurance company clearly spells
out the details, including limitations and exclusions, of the coverage plan.
·
See if there are any add-on options (for example
dental care).
·
Find out how they handle pre-existing
conditions.
·
Some insurance carriers will not cover a
specific pet or breed of pet.
·
Check if they offer discounts for multiple pets.
·
Most insurance plans are reimbursement plans
which means you pay up front and get reimbursed by the insurance provider.
·
Find out how claims are submitted. Is it
something you do? Does your vet have to do it?